

Mother of Pearl Flower Pendant Necklace
Natural pearl, soft and full of light. A hand-carved mother-of-pearl flower sits at the center, ringed with a gold rosette and a touch of cubic zirconia.
Scarf Wrapped Baroque Pearl Necklace
Where silk meets semi-fine jewelry. Real printed silk runs through gold-plated links and falls to a single baroque freshwater pearl. The silk brings the sheen, the feel, and the drape; the pearl makes no two alike.
Vintage hearts and quiet sparks, nothing needs explaining.
Seed beads mixed with memories, beauty in the imperfections. Some people won’t understand, but we love this feeling. Only if you know…
Love,
New Arrivals

Mother of Pearl Shell Pendant Necklace
$85.00 USD
Sold Out
1 COLOR/PATTERN AVAILABLE

Mother of Pearl Flower Pendant Necklace
$115.00 USD
Sold Out
1 COLOR/PATTERN AVAILABLE

Mother of Pearl Cross Pendant Necklace
$145.00 USD
Sold Out
1 COLOR/PATTERN AVAILABLE

Scarf Wrapped Baroque Pearl Necklace
$0.00 USD
10 COLORS/PATTERNS AVAILABLE

Scarf Wrapped Baroque Pearl Necklace
$0.00 USD
10 COLORS/PATTERNS AVAILABLE

Scarf Wrapped Baroque Pearl Necklace
$0.00 USD
10 COLORS/PATTERNS AVAILABLE

Marbled Chunky Bead Necklace with Crystal Accents
$0.00 USD
Sold Out
3 COLORS/PATTERNS AVAILABLE

Flower and Pearl Bead Necklace
$0.00 USD
Sold Out
1 COLOR/PATTERN AVAILABLE

Beaded Heart Locket Layered Necklace
$0.00 USD
Sold Out
5 COLORS/PATTERNS AVAILABLE

Sculpted Flower Drop Earrings
$0.00 USD
Sold Out
1 COLOR/PATTERN AVAILABLE

Chunky Resin Hoop Earrings
$0.00 USD
10 COLORS/PATTERNS AVAILABLE

Sculpted Feather Hoop Earrings
$0.00 USD
2 COLORS/PATTERNS AVAILABLE
About Only If You Know™
Only If You Know™ designs handmade jewelry with quiet luxury and an artist's instinct for color.
Founded in 2024 by designer Kate Choi, Only If You Know™ is a handmade New York jewelry line.
Born and educated in fine art in Seoul, South Korea, Kate moved to New York in 2006 and entered the American jewelry industry as an emerging designer. Over the next decade she rose through New York's design houses, founding her own studio, Frenzy Jewels, in 2016 — and bringing original work to market through major retailers, specialty wholesalers, and independent boutiques across the United States, Europe, and South Korea.
OIYK™ is built on what she calls a color-memory connection — the idea that the right palette, the right weight, the right thread of light through a stone can return a wearer to a specific feeling, place, or person. Gemstones, freshwater pearls, seed beads, shells, brass, and vintage-inspired details, layered with intention on clean, minimal forms.
Each piece carries the irregularities of natural materials — pearls that aren't symmetrical, shells that catch light differently — because the imperfection is the point.
A faded photograph,
a necklace tied and untied countless times.
Time made everything worn,
but some things,
instead of fading away,
only grew deeper.
LOOKBOOK
The 2026 lookbook is forthcoming. Sign up to be the first to see it.
FOR BUYERS
Only If You Know™ is available to a small number of premium retailers each season — quality designed in New York, priced for the customer who knows the difference. For wholesale inquiries, please use the form below.
Wholesale Inquiry
Already know what you need? Start your wholesale order — your details above carry over.













